By Patrick Chong
We spend a lot of time planning our holidays: from the dates to the destination, from the itinerary to the best places to eat. We put a lot of thought into the tiniest details to ensure that our precious break away is no less than perfect. And it should be perfect - something you can look back at for the rest of your life and smile at the fond memories. More often than you'd think, however, people miss out on purchasing the one thing that can make or break your treasured annual experience - single trip holiday insurance. Sometimes we labour under the impression that things will never go wrong for us and that bad stuff always happens to other people, but this couldn't be further from the truth. Here are some scenarios that may get you thinking.
Just what could go wrong?
Say a young couple on their honeymoon planned their romantic break to the last detail - down to where they would eat their meals and shop for souvenirs. Thinking nothing can go wrong, they decide not to take up single trip holiday insurance. Two days into their honeymoon, and in a remote place far away from the city, the groom comes down with a bad case of food poisoning. It gets worse after two days and he has to be airlifted out of the remote place they were in to be hospitalised in the city. Being hospitalised in a foreign country where the currency is higher than your home country can be a stressful thing. This young couple would end up forking out a great deal of money to pay for hospital bills. But it can get worse. What if they then have to change their tickets and return home so the groom can get the care he needs? If only they had spent a little on a good policy it would have taken care of his hospital bills, transportation and the cost of changing their tickets. Imagine the savings!
In another hypothetical (but in reality it's very common) case, a group of friends are travelling half way around the world for their friend's wedding. As it was a wedding, they needed to pack a host of clothes, shoes and accessories for more than half a dozen events. This group of friends happily decide to take up single trip holiday insurance. They understand that by spending the little extra money they can buy peace of mind should anything go wrong.
When they reach their destination, they find that while they have indeed arrived on the exotic island of Mauritius, their luggage has not. Imagine the problems they would have had to face if they had not taken out a good policy. However, thanks to their foresight they were all given cash on the spot to purchase essentials, including brand new clothes and shoes for the events that were starting the very same day.
The cost of single trip holiday insurance seems like very little when compared to all the things that can go wrong if we don't have it. Make the right choice next time you travel and invest in a good policy to give you real peace of mind.
Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip holiday insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.
Article Source: http://EzineArticles.com/?expert=Patrick_Chong
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